Take control of your money — and your income streams — with one powerful template.

This Starter Monthly Budget Spreadsheet for Google Sheets is designed to help you plan your income, track every dollar you spend, and actually see where your money is going — all in one clean, easy-to-use file. Whether you're budgeting for the first time or looking for a system that finally sticks, this template is built to make personal finance simple.

And the best part? You don't just get a great budget tool. You get Master Resell Rights (MRR) and Private Label Rights (PLR) — meaning you can resell this template and keep 100% of the profit.

✅ WHAT'S INCLUDED
✔ Starter Monthly Budget Spreadsheet (Google Sheets)
✔ Step-by-Step Instruction Guide (PDF)
✔ YouTube Tutorial Video
✔ Master Resell Rights (MRR) + Private Label Rights (PLR)

📊 WHAT THE TEMPLATE DOES
This isn't just a spreadsheet — it's a complete monthly money management system with:

• Bills Tracker — log fixed monthly payments like rent, insurance, phone, and subscriptions
• Expenses Tracker — monitor variable spending like groceries, gas, and entertainment
• Savings Tracker — stay on track with your emergency fund, vacation fund, and more
• Extra Debt Payments — track amounts paid above the minimum on credit cards, student loans, and personal loans
• Transactions Tab — log every bill, payment, and purchase with date, amount, category, and notes — totals update automatically
• Auto-Updating Charts — 3 built-in charts including Income Breakdown, Spending Summary, and 
    Budget vs. Actual
• Setup Tab — customize all your category names in one place; they flow through the entire spreadsheet automatically
• Dropdown Category Menu — choose categories from a single list while logging transactions — no manual typing required

HOW IT WORKS
Step 1 — Set up your categories on the Setup tab
Step 2 — Enter your income budget and planned spending amounts on the Monthly Budget tab
Step 3 — Log all your transactions on the Transactions tab
Step 4 — Watch your totals and charts update automatically

No complicated formulas to build. No design work required. Just open it and start budgeting.

🔁 CREATING A NEW MONTH IS EASY
Duplicate the Monthly Budget tab, rename it, clear the old amounts, and you're ready for a fresh month. The guide and video walk you through every step.

📄 INSTRUCTION GUIDE + VIDEO TUTORIAL INCLUDED
This template comes with a detailed written instruction guide AND a YouTube video tutorial so you always know exactly what to do — even if spreadsheets aren't your thing.

💰 MRR + PLR RESELL RIGHTS INCLUDED
This product comes with Master Resell Rights (MRR) and Private Label Rights (PLR) — giving you full flexibility to use it however you want.

❓ FREQUENTLY ASKED QUESTIONS

Do I have to resell this template?
Absolutely not. You can use it personally to manage your own household budget, use it inside your business, share it with clients, customize it and sell it as your own product, or all of the above. The MRR and PLR rights give you maximum flexibility — there's no one right way to use it. It's yours to do with as you choose.

Does this work on mobile?
Yes! Google Sheets works on both desktop and mobile via the free Google Sheets app.

Do I need to know how to use spreadsheets?
No experience needed. The instruction guide and video tutorial walk you through everything step by step.

Can I customize the categories?
Yes! You can add, remove, or rename any category directly on the Setup tab. Changes flow through the rest of the spreadsheet automatically.

Does this work with Excel?
This template is built and optimized for Google Sheets. Some features may not transfer perfectly to Excel.

What if a transaction isn't showing up in my totals?
Double-check that the category name in your transaction matches exactly what's listed on the Monthly Budget tab, that the amount is entered in column C, and that the category is selected in column D.

📌 This is a 100% digital product. No physical items will be shipped. Compatible with Google Sheets on desktop and mobile.